We can have at least two conflicting views of how life works. And there is evidence to support both.
One is that we are separate beings who have goals and intentions and some level of control over what happens in our lives. We make choices and face consequences (good or bad) based on the results of those choices.
The other is that we may have different perspectives (literally "points of view"), but at a fundamental level we are interconnected and that everything that arises is happening on a co-created basis beyond the level of individual intention.
I don't think this a matter of picking one over the other. I don't think that either view is definitive, or capable of being proven right or wrong.
But it can be helpful to notice what happens when you are operating from one perspective versus the other. And what and how you feel when you do so.